Everything you need to manage money and life
Nivora was born from a simple realization: everyday life doesn’t fit into neat single-purpose silos. People run households, manage small shops, lend to friends, organize to-dos, and juggle receipts.
The Challenge We Set Out to Solve
Most existing financial apps force a false choice: either an oversimplified consumer budgeting app that can’t handle business ledgers, or an expensive, bloated accounting software that requires a degree to operate.
Meanwhile, many small merchants, freelancers, and families still track debts in paper notebooks (khata books) and manage their tasks in separate apps. We built Nivora to bring these together:
- Multi-Book Ledgers: Keep your shop and household finances completely separate under one login.
- Customer & Friend Khata: Accurately track Lend, Borrow, Pay, and Receive debts with zero confusion.
- Integrated Productivity: Link daily tasks, Kanban projects, and notes directly to your financial goals.
Engineering Values: Offline-First & Private
We believe great software must be reliable in the real world. In the Android app, supported workflows — such as recording transactions, notes, and planner tasks — save to local storage on your device and synchronize when you’re back online. The web app needs an internet connection.
Furthermore, your financial data is strictly yours. We do not sell user profiles, we do not run third-party advertising trackers, and our receipt OCR runs entirely on dedicated server infrastructure without sending your documents to external AI vendors.
Supported mobile workflows use local data and synchronize when connectivity returns.
Zero advertising networks or data-broker profiling.
Nivora is available through the web app and the Android app, with core money-management workflows supported on both.
Our Core Principles
The four pillars that guide every feature we ship.
Security by Design
Nivora uses HttpOnly web session cookies, CSRF protection, PBKDF2 password hashing, HTTPS in production, private attachment storage, and server-side access controls to protect account and financial data.
Fast, Focused Experience
Nivora is built with Angular and lightweight APIs, with responsive layouts designed for desktop and mobile use.
Complete Data Portability
Your data belongs to you. Export full JSON or Excel archives at any time without arbitrary export restrictions or lock-in.