Never miss a bill payment or due debt again
Take the anxiety out of recurring bills, subscriptions, and customer repayment schedules. Nivora projects upcoming cash demands and alerts you before due dates pass.
Proactive reminders that protect your cash flow
Automate your financial routines and keep your credit ratings strong.
Recurring Bill Schedules
Set rules for rent, utilities, insurance, or salaries. Nivora generates transactions on schedule and projects cash needs ahead of time.
Safe-to-Spend Headroom
Know exactly how much money you can spend today without jeopardizing upcoming bills due later this week or month.
Automated Email Alerts
Our background worker sends timely reminders for overdue debts or pending loans directly to relevant parties.
Native Mobile & Web Alarms
Get alerted on Android via local OS alarms that survive device reboots, and foreground notifications on web browsers.
7-Day & 30-Day Projections
Visualize cash outflow waves with upcoming bill forecasts so you never find an empty bank account on bill day.
Customizable Lead Times
Configure notifications 1 day, 3 days, or 1 week before a payment is due to allow adequate processing time.