Start a separate book
Give the business its own book and currency, keeping accounts, categories and transactions separate from your personal book.
FOR SHOPS, SIDE PROJECTS & FREELANCERS
Your business money, separate and in focus.
Keep business spending apart from personal finances with a dedicated Nivora book. Record income, expenses and transfers, follow account balances, and review the history behind your numbers.
Manual, reviewable records No bank connection needed
ILLUSTRATIVE BUSINESS BOOKCorner Shop
Example amounts · USD Recorded income$1,200.00
Recorded expenses$430.00
Income minus expenses$770.00
Customer salesIncome
Shop suppliesExpense
Explanation only, not a product screenshot or your financial data. This difference is based only on recorded entries — not a verified profit, tax or cash-flow calculation.
From a new book to a clearer business record
Use the same entry flow whether you're running a small shop, managing freelance work or keeping side-business costs organized.
Record every movement
Enter sales or other income, business expenses, and account transfers. Choose an account and category; attach a receipt when helpful.
Review and share records
Filter transactions, review income-versus-expense summaries, and export transaction history to an Excel workbook when needed.
SEPARATE PURPOSES
One login. Distinct books for different work.
Switch between business and personal books without blending their transactions. Within the business book, cash, bank and other accounts help you understand where recorded money sits.
Books can also have invited members with owner, editor and viewer access. Permissions decide who can change records.
Explore expense trackingCorner ShopBusiness book · USDSelected
PersonalPersonal book · USDSeparate
Illustrative book names and details, not an authenticated product screenshot.
Simple records, useful context
From purchases to money owed, keep the practical information you need close to the original entry.
Cash and bank accounts
Track recorded balances for cash, bank, savings or other accounts. An account transfer moves money between accounts rather than adding a new expense.
Customer and supplier balances
Use People ledgers for money lent, borrowed, paid or received. Review dated entries and create a read-only statement link when appropriate.
Explore the People ledgerBills and receipt attachments
Attach images or documents to a transaction, with its description, category, date and other details. This is recordkeeping, not invoice generation.
Transaction Excel export
Download your recorded transaction history as an .xlsx workbook. Review the entries yourself before using them for accounting or tax purposes.
Reports and category trends
Review recorded income, expenses and net movement over a selected period, with spending-by-category summaries and saved report snapshots.
Bank details and simple QR display
Store bank account details such as IBAN or SWIFT/BIC. Display a QR code containing the stored account text; it is not a bank-integrated payment request.
You record the transactions. Nivora organizes the history.
Nivora is a manual ledger and expense tracker, not a full invoicing, inventory, tax-filing or bank reconciliation system. Recorded income minus expenses is not automatically the same as accounting profit. Use professional advice for tax and financial reporting requirements.
Business expense questions, answered
Can I keep business and personal expenses separate?
Yes. Create different books with their own accounts, categories and transactions. Switch the active book when recording or reviewing activity.
Can I export business transactions?
Yes. The Transactions screen can download an Excel .xlsx file of the recorded history. The export is not presented as a certified tax report.
Can I share access with a colleague?
Yes. Books have owner, editor and viewer membership roles, with access controlled by the book's permissions.
Does Nivora issue invoices or collect bank payments?
No dedicated invoice-issuing or bank payment-processing workflow is shown here. You can attach supporting receipts and display saved account details, but payments happen outside Nivora.
New to Nivora? See how it works or browse all FAQs.