Powerful features built for everyday money and life
From multi-currency expense tracking and small-merchant khata ledgers to to-do Kanban boards and fast notes — Nivora brings everything into one unified system.
Core Modules & Capabilities
Click into any feature to see detailed capabilities, workflows, and guides.
Expense Tracker
Track daily income, expenses, and account transfers across cash, bank accounts, and wallets with automated category budgeting.
Shared Expenses & Khata
Manage shared group expenses, roommate splits, and ledger balances. Share statement summaries directly on WhatsApp.
Business Expense Management
Separate personal spending from shop ledgers using multi-book accounting. Generate printable customer statements.
Lend & Borrow Tracker
Never forget who owes you money or what you owe others. Set credit limits and send automated due-date reminders.
Planner & Kanban
Organize daily to-dos, checklists, and projects with interactive Kanban boards and finance-entity linking.
Quick Notes
Capture thoughts, checklists, and ideas instantly with Google Keep-style color cards, tags, and offline caching.
Bill Reminders
Project upcoming recurring expenses, forecast safe-to-spend headroom, and avoid late payment penalties.